Self-Employed Accounting Software

Stay Organised with Accounting Software for the Self-Employed

Being self-employed means juggling a lot – your finances shouldn’t be one of them. Our self-employed accounting software makes it easy to manage income, track expenses, send invoices, and stay on top of your tax obligations. Designed for freelancers and sole operators, it helps you stay organised and focused on growing your business.

Get started today for FREE!.

Accounting Software for the Self Employed - The Balance App

Quick Quotes & Payment Reminders
Simple Self-Pay & Contractor Payroll

MTD VAT & CIS Returns
Unlimited Support & Expert Advice

Instant Financial Insights
Client & Project Tracking Tools

Simple, Effective Accounting Software for the Self-Employed

Flexible, free-to-use tools designed for self-employed professionals across the UK.

Balance is cloud-based bookkeeping software created with real self-employed professionals in mind. It’s easy to use, yet powerful enough to handle everything from quotes and invoices to tax submissions and financial tracking.

Our software automates your most time-consuming tasks, like importing and categorising bank transactions, sending payment reminders, and managing recurring invoices, so you can focus more on your work and less on the admin.

FREE forever

Balance Lite

Perfect for self-employed professionals who are confident managing their own finances and just need simple, reliable tools to stay on top of their accounts.

Projects
Bank Feeds
Receipt Uploads
Stock Control
PayPal Feeds
Multi Company Management
Telephone, email, live chat support
User Permissions
Unlimited Users
Budgeting
Items
Create Invoices with Logo
Recurring Invoices
Create Quotes
Customer Statements
Create Quotes
Payment Reminders
Accept Payments on your Invoices
Customer Grouping
Unlimited Customers, Suppliers & Accounts
Bank Transactions Imports
Bank Rules
MTD VAT Submission
EU VAT/EC Sales Lists
Business & Accounting Reports
Tax Estimations
Multiple Currencies
Bulk Editing
Transaction Locking
Notes

£4.00 + VAT per month

Balance Plus

Ideal for self-employed individuals who want to save time with automation and gain deeper insights into their business finances – without the complexity.

Projects
Bank Feeds
Receipt Uploads
Stock Control
PayPal Feeds
Multi Company Management
Telephone, email, live chat support
User Permissions
Unlimited Users
Budgeting
Items
Create Invoices with Logo
Recurring Invoices
Create Quotes
Customer Statements
Create Quotes
Payment Reminders
Accept Payments on your Invoices
Customer Grouping
Unlimited Customers, Suppliers & Accounts
Bank Transactions Imports
Bank Rules
MTD VAT Submission
EU VAT/EC Sales Lists
Business & Accounting Reports
Tax Estimations
Multiple Currencies
Bulk Editing
Transaction Locking
Notes

£5.00 + VAT per month

Balance Premium

All-in-one accounting and business management for self-employed professionals – combining advanced tools, expert support, and everything you need to run and grow your business with confidence.

Projects
Bank Feeds
Receipt Uploads
Stock Control
PayPal Feeds
Multi-Company Management
Support: Telephone, Email, Live Chat
User Permissions
Unlimited Users
Budgeting
Items
Create Invoices with Logo
Recurring Invoices
Create Quotes
Customer Statements
Create Quotes
Payment Reminders
Payment Acceptance on Invoices
Customer Grouping
Unlimited Customers, Suppliers & Accounts
Bank Transactions Imports
Bank Rules
MTD VAT Submission
EU VAT/EC Sales Lists
Business & Accounting Reports
Tax Estimations
Multiple Currencies
Bulk Editing
Transaction Locking
Notes

Optional Add-Ons available on all packages:

Payroll: £4 per month + VAT for up to 5 employees plus 80p per month +VAT for each additional employee
CIS: £4 per month + VAT for up to 5 Subcontractors plus 80p per month +VAT for each additional Subcontractor
CRM: £1 per month + VAT

Stress-Free Accounting Software That Works as Hard as You Do

Balance was built to support self-employed professionals with everything they need to manage their finances – without the high costs of traditional software or accountancy fees.

Whether you’re a freelancer, sole trader, or contractor, Balance gives you powerful, easy-to-use tools to stay organised, save time, and stay in full control of your business finances

Maintain full visibility of your finances - the balance app online accounting software

Stay in Full Control of Your Finances

Balance automatically imports your bank transactions and makes it easy to categorise income and expenses — so you always have a clear picture of your finances, with no guesswork or spreadsheets.

Get paid quicker without lifting a finger - the balance app online accounting software

Get Paid Faster, Automatically

Add payment links to your invoices and let Balance follow up with automatic reminders — helping self-employed professionals get paid on time, without chasing clients.

Create Your Free Account Keep your business moving when you do - online accounting software - the balance app

Run Your Business Anywhere

Whether you’re on the move or working between jobs, the Balance app lets you track mileage, send invoices, and manage transactions on the go – built for the self-employed lifestyle.

Trusted by Thousands of Self-Employed Professionals Across the UK

Helping the Self-Employed Master Their Bookkeeping

Balance is cloud-based accounting software designed for real people – self-employed professionals who want to stay in control without getting bogged down by bookkeeping.

It’s simple to use but packed with smart features that save you time. From automatically importing and categorising your bank transactions to sending recurring invoices and payment reminders, Balance makes it easy to stay organised and on top of your finances.

 

Asset Management

Track, manage, and depreciate your business assets with ease. Balance helps you stay on top of asset values and reporting.

 

Banking

Connect your bank accounts for real-time transaction syncing. Automatically import, categorise, and reconcile your finances in just a few clicks.

 

Contacts

Keep all your customer and supplier details organised. Balance helps you manage relationships, track activity, and speed up communication.

 

CRM

Built-in CRM tools let you manage leads, sales activity, and client interactions — all within the same platform as your accounts.

 

Document Management

Store and organise receipts, invoices, and financial documents securely in the cloud. Access what you need, when you need it.

 

Expenses

Easily record, categorise, and track business expenses. Stay in control of spending and maximise your allowable deductions at tax time.

 

Inventory

Monitor stock levels, manage product details, and keep inventory in sync with your accounts — ideal for ecommerce and retail businesses.

 

Invoicing

Create professional invoices in seconds. Automate recurring billing, add payment links, and get paid faster with built-in reminders.

 

Mileage Tracker

Log business travel automatically or manually. Claim allowable mileage expenses and keep detailed records for HMRC.

 

AI

Leverage smart automation to categorise transactions, flag anomalies, and save time on bookkeeping with AI-enhanced features.

 

Payments

Accept payments online via trusted integrations. Track payment status, reduce delays, and improve cash flow management.

 

Payroll

Run payroll for directors or employees, stay HMRC-compliant, and access integrated HR support – all in one place.

Purchases

Manage supplier invoices and purchase orders with ease. Keep costs in check and streamline your accounts payable.

 

Quotes

Generate clear, professional quotes for clients. Convert them into invoices with one click when the job is approved.

 

Reporting

Gain insight into your financial performance with real-time reports. Track profit, cash flow, and key business metrics.

 

Receipts

Upload, scan, and store receipts digitally. Automatically match them to expenses for cleaner, audit-ready records.

 

Support

Get unlimited help when you need it. Our friendly team is here to guide you through setup, features, and day-to-day use.

 

Time Tracking

Track billable hours and manage project time with ease. Perfect for consultants, freelancers, and service-based businesses.

 

VAT Software

Stay compliant with Making Tax Digital. Balance makes it easy to track, calculate, and submit VAT returns to HMRC.

 

Free Accounting Software

Powerful accounting tools at no cost. Balance gives small businesses everything they need – without expensive subscriptions.

Bring Balance to Your Self-Employed Business

Real-Time Tracking: See your income, expenses, and cash flow instantly.
Automated Invoicing: Send invoices and reminders with ease.
Access Anywhere: Manage your finances from any device.
Simple Tax Tools: Calculate and file taxes quickly and easily.

everything you need from cloud accounting software - the balance app

Smart Integrations That Power Self-Employed Success

Balance connects with popular apps to streamline your day-to-day tasks – from collecting payments to managing invoices and syncing data for tax time.

These integrations help self-employed professionals save time, cut down on manual work, and stay focused on growing their business.

the balance app - go cardless integration
the balance app - go stripe integration
the balance app - barclays integration
the balance app - nest integration

Smart Accounting Tools for Self-Employed Success